David Miller Insurance, LLC has been assisting individuals and families with their insurance needs for over 30 years. Based right here in Crawfordsville, Indiana our team of licensed insurance agents provide expert guidance as you protect what matters most. We focus in the areas of Health Insurance, Medicare policies, Life Insurance, Long-term Care Insurance, Disability Income Insurance, and Annuities representing 35+ insurance companies in total. Our independent approach allows us to provide sound advice and ensures you’re receiving the best product for your unique needs.
Helping clients understand their Medicare policies is an important focus for our agency. Whether you're enrolling for the first time or need to review the cost/coverage of your current plan, we're here to walk with you every step of the way. This includes assistance with Medicare Supplements (Medigap), Medicare Advantage Plans, and Prescription Drug Plans.
Finding an individual or family health insurance plan can be daunting and very confusing. Let our experts come alongside to simplify the process and ensure you get the coverage that fits at the lowest premiums possible.
Almost 70% of people 65 or older will need some type of long-term care assistance during their lifetime. Putting a plan in place is important not only for you but also for your family/support system. The solutions we offer can provide the coverage you need to help pay for the care, includes resources to help find the best facilities or agencies in your local area, while also keeping the money within your family should you never end up needing to use the coverage.
Life insurance is an essential part of a holistic financial plan. Whether you're looking to protect your younger family's future, hoping to leave a family legacy, wanting to cover final expenses, or a business owner looking to properly fund a buy-sell agreement; life insurance is one of the most efficient vehicles to accomplish your goals.
Annuities are unique planning tools that provide a host of benefits for retiree/pre-retirees. They can offer a fixed rate of return on your money, the ability to link them to indices such as the S&P 500, or you can choose to take a lifetime income... one of the only places left able to do this now that many pension plans have gone away.
David has lived in Montgomery County for over 45 years and has been in the insurance business since 1989. He started David Miller Insurance, LLC after recognizing his dream to have his own agency with an independent, client-first approach. David leads a team committed to providing the best possible service for everyone that walks in our doors. He specializes in Medicare supplements, advantage plans, life insurance, and long-term care insurance for clients all over the great state of Indiana.
Ben joined David Miller Insurance, LLC in 2021 after being in the insurance business for 11 years. He began his career as a resource to hundreds of financial advisors and insurance agents countrywide, helping them find the right annuity, life insurance, long-term care, or disability income product for their clients. Now he supports all those same insurance lines for the great customers of our agency while adding Medicare planning to the list of his specialties.
Ben grew up in Zionsville, Indiana. He graduated from Indiana University with a degree in Economics and a minor in Small Business Management. Ben is married to Kelly and they have 2 young children... Weber and Lily. He enjoys being active in his church, watching basketball, and just spending time with his family.
Cheryl has been with David Miller Insurance, LLC since 2015 and is the cornerstone of our client centered approach. Whether you're needing guidance during the sign-up process or have follow up questions, Cheryl will be happy to assist you all along the way to ensure a great customer experience.
Cheryl has lived in Montgomery County since 1991 after living in the Indianapolis area. Outside of work she enjoys gardening, home projects, and spending time with her big family including kids and grandkids.
Lee Ann joined David Miller Insurance, LLC in 2013 with the goal of helping clients under age 65 find the best health insurance coverage for their unique needs. As an expert on the Affordable Care Act, Lee Ann can walk you through the process start to finish of getting your Marketplace health plan setup for you and your family. She also has the ability to register you with short term coverage as for those special scenarios.
Lee Ann was born and raised in Parke County then moved to Montgomery County 30 years ago where she resides with her husband Daryl and youngest child Trent. She loves to travel and enjoys helping others plan their adventures too!
Please contact us if you cannot find an answer to your question.
Depending on your health situation and a few other variables, buying a Medicare supplement plan can take place at any point throughout the year. For advantage plans and prescription drug plans please call our office to see when those changes can take place as they are case specific. This includes the Initial Enrollment Period, Annual Enrollment Period, Open Enrollment Period, and Special Enrollment Period.
The health insurance deductible is the amount of money you pay before your health insurance policy begins to pay. Co-insurance is another way in which an insurance company splits the costs between themselves and the patient. It kicks in after you have met your yearly deductible, after which a percentage of the costs would be paid by your insurance company while you will be required to cover the rest until you reach your maximum out of pocket amount.
We recommend reviewing your life insurance coverage at least every 3-5 years or anytime you have a major life event. This could include buying a house, having a child, taking on a new job, retirement, etc.
311 E. Main Crawfordsville IN, 47933
To contact one of our licensed insurance agents, please reach out to us at... Phone: (765) 361-2862 Fax: (765) 362-1217 Email: davidmiller@davidmillerinsurancellc.com
Monday through Friday: 8:00 AM - 6:00 PM
Copyright © 2022 David Miller Insurance, LLC - All Rights Reserved.
Not connected with or endorsed by the U.S. government or the federal Medicare program. This is a solicitation of insurance. A licensed agent/producer may contact you. Medicare Supplement insurance is available to those age 65 and older enrolled in Medicare Parts A and B and, in some states, to those under age 65 eligible for Medicare due to disability or End-Stage Renal disease. David Miller Insurance LLC is a licensed and certified representative of Medicare Advantage HMO, HMO SNP, PPO, PPO SNP and PFFS organizations and stand-alone PDP prescription drug plans. Each of the organizations they represent has a Medicare contract. Enrollment in any plan depends on contract renewal. The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, or sex. We do not offer every plan available in your area. Currently, we represent 6 organizations which offer 38 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.
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